Greener Grass Fast!

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Transcript

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Marcus Walgrave 0:31

Good afternoon and welcome back. This is US Home Talk. We are your go-to real estate podcast. Whether you are buying, selling, investing, or simply wanting to learn more about real estate, we got your back. We are your host, Marcus Walgrave with the South Dakota Home Team, powered by Haig Realtors, and Mike Overson with Illuminate Bank. Always in studio is our amazing producer and insurance guru, Evan Little. Anything and everything real estate, uh, don't forget to give us a call or shoot us a text message on our real estate hotline. That number is 612-234-7585. Uh, or you guys can find all of our contact information on our website, ushometalk.com. Good afternoon, Mike. How you doing today?

Mike Ouverson 1:18

Good, my man. How are you doing down there?

Marcus Walgrave 1:20

I'm doing pretty good. You know, we were talking about some April Fool's jokes before the show started, and I really was hoping to uh you know get this sweet notification from the weather channel that we aren't going to get snow tonight. Snow. Like uh we're further enough south down here in Sioux Falls, South Dakota, um, where it is going to be rain and and then wintry mix and some freezing rain. But I would have said that.

Mike Ouverson 1:54

That's what you think.

Marcus Walgrave 1:55

You northerners up there.

Mike Ouverson 1:57

No, it's coveted.

Marcus Walgrave 1:59

You guys are gonna get dumped on, right?

Mike Ouverson 2:02

Uh we have the chance to get dumped on here. So, yeah, so we'll rewind, let's catch up the listeners here. So if we go back, if we go back uh a week and a half ago, literally 10 days ago, we had a blizzard, right? We ended up getting 15 to 16 inches of snow here in Burnsville, Minnesota, which is just a suburb south of Minneapolis. Okay. So that was on a Sunday. Fast forward to the Saturday after that Sunday, which would have been um, excuse me, so we had to go, we had to go like uh like 16 days ago. 15, 16 days ago was a blizzard, right? That was on a Sunday. Fast forward to that next Saturday. 78 degrees and sunny. Okay. So on a Sunday we're below zip basically below zero with blizzard and 16 inches of snow later that Saturday, that later that week we're at 80 degrees. Now we're coming back tonight, and we're supposed to get freezing rain first and sleet, and then we're supposed to get snow, and the amount of snow is undetermined right now. I saw like three to four inches potentially, but it could be more. I guess we'll just have to wait and see.

Marcus Walgrave 3:03

Have to wait and see. Hopefully, um, you know, get a little of that southern warm air pushes up far enough, and it ends up just being some wintry mix and gone. I think the one thing we've had some of that very and if you are not familiar with our area, it's on par. This isn't this isn't uh strange weather. We have strange weather. That's the the normal late winter, early spring that we have up here. Um one what I it's not even like one week. It's like you know, one day it's really nice, next day it can be not very nice. Um, you know, we've had uh it was just mid eighties a couple days ago down here. And then like you were saying, uh that that previous warm-up, um high eighties, I mean weird like 68, 78, 88, three days in a row is really nice. Um but the one positive thing, and and Mike, you know, you're you guys are familiar familiar with this on the Twin Cities, uh a lot of lakes in your in your uh part of the state. And um you know the lakes are are are ice out. There's no more ice on the lakes, and and so when you see that you know that the ground is fairly warm enough to where if we do get snow, hopefully it'll be gone within you know two, three days. Yeah. It will be possible snow.

Mike Ouverson 4:23

It definitely will be gone. I mean on Easter Sunday, it's gonna be 60s, probably, right? So if we get some snow tonight, whatever. Sunburns. Yeah, right.

Marcus Walgrave 4:32

Snowmen on uh Wednesday, sunburns on Sunday. Um we're gonna have a great show today, uh, super fun show. We're we're talking about spring right now, and we're gonna go over the six easy tips to have a green spring lawn. Now, these are just tips that I wrote down that I like to do on my own property. Um and and so I'm sure that there's some other good tips out there. And obviously, uh uh uh climate and and region matters as well. Uh up here in the Great Plains in the Midwest, um a cool grass is pretty common uh species of grass that we see in our yards. Um Kentucky bluegrass, I think that that's that's you know a common one as well. And so, you know, if you're down south, you guys got you know that warm grass, and it's a little bit different down there, but in general, um, you know, six tips to have a nice green lawn. And the reason why I I say this, I always feel like um there's always that one neighbor in the neighborhood, right? Like he or she just has this like secret recipe, and um they're their lawn's already green, it's like dark, green, and thick, and they mowed it, and you're like you look at your own lawn and you're like, what the heck?

Mike Ouverson 5:51

What is going on here? So um do they have the secret trick or do they have too much time on their hands?

Marcus Walgrave 5:58

Yeah, I I don't know yet. I I I feel like I either need to spy on them or just maybe go over and just ask, you know, so but here for the most part, if you're looking to have a nice green lawn in the spring, and the reason why we're talking about on our show is because uh it's like I said, when when you drive into a neighborhood and and there's that one property that has a green lawn, it it it grabs your attention, right? I mean you see it and you're kind of like, oh man, that feels like spring. It it it makes you excited. Um if you're a property owner, if you want to have that curb appeal, if you're looking to sell your property, that first impression, that all that all right, that all helps. Um that all helps to uh to get people excited, you know, when they pull up to your per your your property. First impressions uh definitely apply in real estate. So um, you know, if you're thinking about hitting the market here pretty soon in the upcoming weeks, it will definitely help to have a nice green lawn. And these are some tips that you can get there sooner than later. So the first one, the first tip that I wrote down uh on my six easy tips, and these are easy too. These takes very little effort, um, very little money, and you can you know you can get your your lawn looking really nice. It's just simply yard cleanup. Um, rake the old leaves or any kind of debris. I mean, a lot of us have mulch around our landscaping, um get windy, and all that kind of can get kicked out onto your grass. Or or if you have a nice uh number of of different type of tree species like oak trees, you know, those oak trees they don't leave their they don't lose their leaves until right when they start budding in the spring. So you might have this pile up of some debris and leaves. You know, you definitely want to get rid of those. Um let the grass underneath you uh breathe and get some sunlight and get some moisture. So um you don't have to get crazy and and you know get real aggressive. I mean, this just find the areas that kind of uh have have collected some debris and get that get that yard cleanup done. Um if you do have a very thick lawn, uh maybe it was sold and you are starting to build up some thatch, you know, you you may want to uh inquire about you know uh power raking or de-thatching. Um but but again, that that's kind of next level. If you if you already have a uh uh accumulated an incredible amount of thatch, it probably means that you've in you know in previous years have done really well to your lawn and and and you know you kind of already understand that, but just a simple rake of the yard cleanup can can definitely do wonders. Mike, have you done your spring yard cleanup work yet?

Mike Ouverson 8:38

No, but here's the deal. So our kids have spring break this week, and we didn't go anywhere for spring break, clearly, because I'm on the show, right? So um, so that's something that they can do, right? Yeah, it's nine-year-old boy, six-year-old boy about to turn seven here, right? Just here's your thing. Each day, knock out a section of the yard, gives them something to do, gets them out of the house, all that fun stuff there. So I haven't makes some money, make some money, right? We'll pay them for it, we'll get them out there. Um, so I haven't done it, uh, but um, it will be done by the end of the week here. Actually, it'd be done by then today before the snow comes.

Marcus Walgrave 9:13

So, yes, you definitely want to jump on that before the snow comes. Um, the next tip I have on here is fertilizer. You know, when you kind of go to the big box doors, you they they have they make it so simple. A lot of them are like a four-step application. Um, and then you'll have like that miscellaneous um um bag. And and and and you know, from my understanding, you know, what you can do here, because we don't really have weeds yet. We we the grass is literally just starting to grow. Um, there might be one you know, brave weed that pops up here and there, but no, no like issues, nothing that you have to really concern about. But getting down a fertilizer can be a really good thing to do, you know, this late winter, early spring. Um, you know, so so fertilizer. Obviously, if you're going to do some fertilizer, you gotta have like a water source. Um, a lot of us have um sprinkler systems, and a lot of us do not as well. But you know, if you do that, the fertilizer and we don't have any rain in the forecast, or in our case, snow, you know, any kind of moisture, any kind of precipitation is gonna be key. Um, but that'll just help get that fertilizer into the ground and really kind of bring everything back. I feel like when you see that, um uh do you guys put fertilizer on your on your property? We do. Yep.

Mike Ouverson 10:32

A couple times a year.

Marcus Walgrave 10:33

Couple times a year, yep. Yep. And I feel like if you if you get that fertilizer down and and you time it right and you get some nice precipitation on there, it's like it it's it's game time, right? I mean the grass just explodes and and uh you know you're able to jump on it right away. Um you know, with with that, with the as I say and with like this this the water source, just be careful, especially if you're up here in the north like we are, um we're jokingly not joking about the the variation of the weather that we can have in in one given week. Um I did look at the the temperatures and and our lows here in the Sioux Falls over the next like four days, they're gonna be like high 20s, right? So if you are hooking up your hose and um you know hooking up a sprinkler and and trying to get some water on your yard, you know, make sure you remember before the the day is done to go back out there and and uh unscrew that. I know Jason, I mean he he didn't he tell us uh this past fall that he just leaves that stuff hooked up all year long.

Mike Ouverson 11:40

I think so.

Marcus Walgrave 11:41

You know, I would advise that.

Mike Ouverson 11:43

I wouldn't advise it either. I think he's got I think he's I don't think he turns the water off to his outside spigots, and I think he's got those valves. What are those valves called that they're like recessed into the house so that that they they it reduces the chances of uh those outside spigots freezing and busting open?

Marcus Walgrave 12:00

Yeah, kind of it it it uh pours back into the into the uh piping to where you're inside the walls where obviously you know that it's not freezing.

Mike Ouverson 12:09

Right, right.

Marcus Walgrave 12:09

Yeah, they those th those exterior they do have it, but I mean, you know, why risk it? I I I I I made the accident of leaving my hose on, and it wasn't even like it was uh a late fall, and then the kids were playing. It was like one of those weird weeks where beautiful over the weekend, kids are running around in swimsuits, and then uh a cold front came in and we caught some mid-20s. And and I just you know, I forgot that I had the hose hooked up, you know, from from over the weekend, and you know, got to it a couple days later. I noticed there was a little ice in there. I was like, oh well, you know, no big deal. And then that next spring, when I end up using that spigot again, that exterior spigot, I mean it, you know, not into the house, but some sort of seal on the on the uh the on off uh turn knob. I mean that cracked, and when I turned it on that spring, it was you know leaking out pretty good. And you know, I had to I I probably could have fixed it myself, but I didn't I didn't want to do a deal with that, so I hired it and it cost me you know like sixty-five dollars. So, you know, not not like crazy expensive, um, but it but it you know wasn't cheap. But I mean, you know, Evan talks about this all the time. I mean some of the largest uh um most expensive insurance claims are water intrusion into the house. And and I've had clients where where it did crack uh significantly, not not just like a little valve on the outside, but it broke enough to where it started leaking into the home that spring when they turned on the hose. So um, you know, just you know, favor on the side of caution and and and pull those hoses off if you do pull out the hoses to get some water on your yard. Number four is service your lawn equipment. I'm definitely guilty of this. I literally just brought it in um Monday. You know, I I I just brought my in my lawn tractor, it is probably was four years old. Um, I mean I checked the oil to make sure the oil was the oil level is good, and I'll sharpen the blades, but that's about pretty much all I've done with that. Um I think one thing that you'll read up on a lot is that at the very least, you know, make sure your blades are super sharp because if they're dull, you're you know, when it cuts the grass, it doesn't cut it clean, and then uh the you know the grass can be susceptible to disease when it doesn't have a clean cut. So make sure your blades are super sharp. Um but but it's also kind of one of those times of year where like, I mean, I remember last year, but it was I remembered when it was like May, and I called up the the you know, lawn tractor service company. I was like, I was like, hey, like I gotta bring my tractor in to get service been a couple years. Uh they're like, yeah, we're about four or five weeks out. I'm like, I'm mowing twice a week right now. Right. What am I gonna do for the next four weeks? I can't just like let it grow. I mean I could let it grow, but you know, I wasn't going to. So this is this I you know I brought mine in on Monday and they're like, yeah, this could be like a two, three-day turnaround because people haven't, you know, people aren't out there mowing yet, and this is a great opportunity to get out there and get your equipment serviced, uh, and and and and more most importantly get ahead of ahead of the of the rush that's gonna come in there.

Mike Ouverson 15:15

Do they still uh you know those lawn mowers that you push by hand and then as the wheels turn, the blades turn, there's no motor on it, right? It's those right? Those do they make those anymore?

Marcus Walgrave 15:27

I don't know if they make those anymore, but um a neighbor of ours, Ray, remember Ray Benford? Oh yeah, he he had he had that. He had one of those. I think uh uh grandma and grandpa Walgrave did as well, but I remember Ray did, and I remember Dad would always say, Don't stick your finger in there. Yeah, because it's not like there was any season cards. It's old it's old school. It's like, hey, if you're not smart smart enough, just uh stick your finger in there, you know, it is what it is. Right. Um I remember you know catching a little blade and getting cut off a little bit, but but I'm sure you could probably find those, and you know, then you're talking about some some true manpower, and that kind of goes back to like the the de-thatching. You know, there's there's d have you ever tried to de-hatch with a rake? Like a detaching rake?

Mike Ouverson 16:15

No.

Marcus Walgrave 16:15

Oh my gosh, Mike. I I I was like, okay, I'm too cheap to pay for. I'm not gonna pay the $150 to get a professional to come out here and do it. Um I don't want to spend the hundred dollars to rent the the piece of equipment. There's a rake right there for 15 bucks. I'm buying that. I bought it. I did like a maybe 15 square feet, you know, uh a little a little three by five section, gassed, you know, totally exhausted. It's hard work, you know, to de thatch your old law, it's hard work. Um you you may just want to uh uh you know hire that out. And and the there's a lot of that too. I mean, you can reach out to a lot of really good law and service companies, and and and whether it's you want them to come and do your fertilizing and weed control, um, or you want to have them, you know, thatch your yard, uh, you know, or or just do one one visit, one mow, you know, that's all stuff you can do. Um number five on the list is overseed any patchy or bare areas. Mike, we got two dogs, one big one, one little one. It doesn't seem to matter what size they are, they they definitely burn um the grass pretty good when it gets into that late, late winter time, or excuse me, late summer time. Um or it's just like that high traffic areas. Uh, you know, they they're they're not big enough to where or they're not for whatever reason they don't really have like a run. So thankfully I don't have to deal with that like a dog run that they're they they ran a track down into. Um, you know, but it's usually like you know, where they where they you know urinate and the burns the grass and and the little dog, he's a boy, and he seems to he seems to go in the same spot, you know. So even though he's little, he actually causes the most yard damage. Um or or uh voles. Uh for whatever reason I I've been getting crushed by the voles. Not moles. There is a difference. I don't know if you know that. Uh oh yeah and we've had voles before. Yeah, moles and voles. Um but this past winter we didn't have too much drifting. So my my vole issue wasn't too bad, but you want to get those areas kind of cleaned up. Uh, and and and this can be a time where where you can seed, oversee those patchy areas and bare areas. Um, again, with this cool grass, they're gonna grow really well. You're you're not gonna get caught into that two, three week heat phase and where things get burned out. So that was number five. Overseed the patchy and bare areas. Uh, we are gonna go ahead and jump into our legal minute of the day with Jeff O'Brien.

Jeff O'Brien 18:56

This is Jeff O'Brien, attorney with Hosh Blackwell with the U.S. Home Talk Legal Med. If you're making private real estate loans, be aware of Minnesota's usury laws. Usery refers to the charging of interest above the rate allowed by law. In common usage today, the word means charging of unreasonable or relatively high rates of interest. Minnesota's usury statutes are fairly straightforward. For loans under $100,000, interest can be no higher than 8%. For business or agricultural loans under $100,000, the maximum interest rate is 4.5% above the Federal Reserve's discount rate. And for loans over $100,000, there is no limitation on the interest rate. There is also no limitation on the interest rate for loans made to entities such as limited liability companies. If a usurious interest rate is charged in violation of Minnesota law, the borrower can bring an action against the lender to recover the interest paid and any mortgage which secures the note is void. This is Jeff O'Brien, attorney with Hosh Blackwell, with a U.S. Home Talk legal minute.

Marcus Walgrave 19:48

That was an interesting legal minute, Mike. I didn't I didn't know that Minnesota had those specific uh interest rate uh limitations.

Mike Ouverson 19:56

Yeah, we do. Yeah, we got those usury rate laws. And it changes. So it changes. So it said 8% for loans under $100,000. Well, what happens if your standard 30-year fix is at 8%? You know what I mean? Or eight and a half. Because we did we did hit eight and eight and a half, right? So it does it does change. Um, and I think it changes monthly, and I don't know um where you look that up, but I think the state of Minnesota does have a website you go to that where that usury law then right goes up and down, depending on what's happened with you know market interest rates and things like that. But there definitely is a cap. Minnesota does have a cap, like you said, on some loan amounts.

Marcus Walgrave 20:34

Um number six, this is the last one on my list. I'll ask you, Mike, if you got a couple extra bonus ones for our listeners, but um aerate high traffic in compact areas. Now, I I know again if you hire your lawn services out, aeration can be uh uh I think you know what more commonly you see when you hire it out is that you know they take out those core plugs. They come out there with a machine, it grows over your lawn, takes out a three to four inch plug, you know, a third of its thatch, and then a couple inches of its soil, and it just flips it back on the grass, so then you know that all that organic material and dirt can get back in there and and you're not losing any of it. Um but the the big benefit is is you're you know you're you're bringing you're allowing air and the nutrients to get into into the soil, which is huge. And you know, like those high traffic areas, those compact areas. Um I mentioned like the dog run. We don't have a dog run, but in in our the way our house sits, our backyard uh faces more or less the north, north, northeast. Um and so the house, you know, casts a shadow, uh um, especially in the winter months. I mean the shadow goes, you know, it goes uh all the way to the edge of the of the property practically. Um but even during the summer months when when when when we're more the sun's are directly above us, there's still a decent amount of uh shadow there, so that ground. just kind of stays a little moist and and and the kids you know the kids use it I use it and it gets packed so that was one purchase that I did buy that I find you know is super helpful is you can you can buy those um um aeration tools they're they're like a uh uh guarding tool it's just got a nice hand right there a little section for the foot you step down it punches two holes into the ground and then and then when you punch the next spot it pushes the whole the the the plugs out and and I definitely bought that I bought that last year and I used that in some of the areas that just seem too um just they just seem like they're they're packed more whether it's because of traffic or or whatever however the ground is and as soon as I kind of opened up those holes it definitely helps a lot so I know that there's a couple areas I wouldn't need to do like the whole yard I think that they the the the lawn companies they say hey you should do your whole property every two years it can kind of uh take the place for having to dethatch or power rake um but but that that's a great tool super easy you know you find the couple areas that are packed you only spend a couple minutes on it and and get it done have you guys ever aerated your property I haven't personally we've had it hired a company to do it just because we got I mean we got a we got a big yard we could probably got you know half to two thirds acres of grass so we've had a company come out and do it we did it last year I don't think we're gonna do it this year just because we don't have a whole lot of high traffic areas that are like that um so probably every couple years I'll I'll you know have them do it but um more for the to get the water in and the nutrients into the soil let it breathe and kind of maximize it.

Mike Ouverson 23:42

Right. We got so we got the hilly backyard you know that so we got some hills and stuff in there so it does dry out on the tops of those hills um more than the the bottoms of course because that water will run off so doing you know the peaks of those hills or at the kind of the higher humps of those hills helps that water soak in there and you can tell it it makes a difference because they don't dry out near as much if you aerate.

Marcus Walgrave 24:02

I know my my algorithm uh you know if anybody saw me looking at YouTube right now um I'd say the vast majority of them are are lawn tip tricks because you just you see that such a dark I know right you it definitely getting in in uh older in age when you're like oh yeah I gotta get my grass evan get my grass greener Evan it when you start youtubing lawn care stuff repeatedly are can we start calling Marcus old man Walgrave?

Mike Ouverson 24:31

Like does the old man then come into play as far as how we address him?

Marcus Walgrave 24:35

Yes absolutely old man Walgrave hey you know everybody likes a nice green lawn and and if you can have the first one in the neighborhood or at least like the first one on your street or the first one in the cul-de-sac um you know it's always it's always kind of a kicky it's always a little bit of a funny joke when when the neighbor comes on they're like what are you doing? How are you getting your grass on there like oh I don't know you know don't worry about secret don't worry about it. Keep your eyes on your own paper.

Mike Ouverson 25:04

That's right.

Marcus Walgrave 25:05

But it's super easy. I mean you know just a quick run over them real quick quick yard clean maybe fertilizer water service your lawn equipment make sure you got those sharp blades um overseed any patchy areas uh and aerate the high traffic compact areas and those those all that stuff can be done practically in like one day um if if you don't have the time to do it uh the the the lawn companies that service your area uh you know they can give you quick easy estimates especially with how easy with Google Earth and you know they can pull up your website or your your property address and get a good idea of of you know how big your yard is and they can give you some estimates and quotes and kind of take that path too so um if you guys are looking for a green lawn a great way to to do that is is to knock out those easy tips.

Mike Ouverson 25:56

So I like it. Good work old man.

Marcus Walgrave 26:00

Yeah oh jeez well as always guys we want to thank you uh so very much for your support of US Home Talk um taking your time to watch us and and uh giving us your support you guys can always find us online on our website that's ushometalk.com uh and you can watch our current show our past shows our contact information or wherever you guys find your podcast uh this is Marcus Walgrave and Mike Overson have yourself a blessed weekend